Blue Cross Dental Insurance Plans For Individual And Family

The dental plan in Blue Cross Dental Insurance is Important

Without a dental plan, regular visits to your dentist can be very expensive. Regular checkups to your dentist are an important part of overall healthcare. Regular dental care is difficult to be your health routine because only basic check-ups can cost more than $100 per person. However, a decay of teeth can lead to more expensive dental care later and in more extreme illnesses. All is because you ignore your dental care now.

Your oral health is important so that the regular visits to the dentist should be done. Good dental health affects your overall health. Therefore, visit your dentist regularly to help keep your teeth and gums healthy. Diabetes, respiratory problems and many others illness even start from dental problems.

The dental health is important for all, children, adults and elderly. They should visit the dentists regularly and need proper dental care. Many people do not go through dental treatment although it is recommended that you have to visit the dentists twice a year.

For dental and oral care which is not covered by OHIP, Blue Cross is the dental insurance that can help cover it, including in Oklahoma and Oregon. You can go to the dentists to get the proper treatment without expensive dental bills if unexpected dental problems occur.

Blue Cross offers variously affordable and flexible dental insurance plans for you and your family, with dental plans ranging from $ 63.20 / month covering dental coverage. Blue Cross coverage is suitable for self-employed and the others who do not have group insurance through their companies because Blue Cross dental plan does not have a deductible. Immediately sign up yourself at Blue Cross right now to get more benefits.

For individuals who do not have the dental coverage through their companies, Blue Cross is the right choice. For individuals who want affordable dental insurance plans, only Pacific Blue Cross that offers the right dental plan.

dental coverage for individuals and families

For out-of-pocket costs, the dentists can bill directly from Blue Cross insurance. The more benefits you enjoy if the longer you have coverage in Blue Cross. For services which are not covered by Blue Cross plan, you have to pay a percentage. In addition, Blue Cross plan has a reimbursement percentage scale for replacement. Members are always satisfied with the services and advantages which are provided by Blue Cross.

Health insurance plans which cover dental care are provided by Blue Cross which is dental coverage for individuals and families so that you and your family will have confidence if there is an emergency that affects the health of your teeth and your family’s teeth. Blue Cross dental insurance s has two programs that both are designed to help you manage your dental health more effectively.

The Blue Cross plans include :

• Access to member assistance Program

• Blue Advantage discount program

There are two types of dental insurance with detailed coverage and cost information for dental insurance plans :

I. Stand-Alone : Individual Plan

You need the dental coverage. For individuals who want affordable dental coverage without purchasing an individual health plan, Pacific Blue Cross is the right choice for you. Your dentist will be paid directly by this insurance plan. Otherwise Blue Cross will reimburse you for dental checkups.

Blue Cross includes :

1. Percentage of replacement is 60% for the first 12 months, 70% at 13-24 months, and 80% for 25 months +
2. Annual maximum of $500 per person for the first 12 months, $750 per person at 13-24 months, and $ 1000 per person for 25 months +.

In this plan, there is a sliding scale for replacement.
• After three months there is no waiting period
• Payment is deducted annually $ 100.

Estimated costs :

1. Per month is $ 32 for single, $ 72 for a couple, $ 117 for a family.
2. Annual is $ 368 for single, $ 817 for a couple, and $ 1,330 for a family.

Plan Overview

The dentist will serve all services with affordable dental costs. Dental care includes :

• Preventive : it is limited twice each calendar year for topical fluoride applications.

• Diagnostics : it is performed every calendar year includes two times of check-ups.

• Restorative : by using colored silver and colored fillings, and stainless steel crowns, all procedures to restore natural teeth to normal function.

• X-rays : it is performed every calendar year, equivalent to one full mouth series (it is limited every three years for a complete set of X-rays).

• Regular extraction.

• Scaling and root plan.

• Prosthetic repair services to repair or discard teeth.

II. Add-On : Group Plan

Your Company group plan requires dental coverage. Pacific Blue Cross offers the add-on that you can purchase to complete a group health care plan if the health plan which provided by your company does not cover dental coverage.

Add-on is available in options:
• Essential
• Enhanced

A. Essential Dental Plan Option

In this plan, there is a sliding scale for replacement after three months and no waiting period, Blue Cross includes:

1. Percentage of replacement is 70% basic in the first 12 months, 80% at 13-24 months, and 80% basic for 25 months +
2. Annual maximum of $500 per person for the first 12 months, $750 per person at 13-24 months, and $ 1000 per person for 25 months +.

Plan Overview

The dentist will serve all services with affordable dental costs. Dental care includes:

• Diagnostic
• Preventive care
• Restorative treatment
• Periodontal cleansing
• Prosthodontic services
• Oral surgery
• Emergency treatment is also included in the plan

Estimated costs :

1. Per month, $ 32 for single, $ 72 for a couple, $ 110 for a family.
2. annual, $ 396 for single, $ 816 for a couple, and $ 1,249 for a family.

B. Enhanced Dental Option

All important dental benefits with endodontic additions and major restorative services are included in this option until a predetermined combination after 12 consecutive months in the plan.

In this plan, there is a sliding scale for replacement after three months and no waiting period, Blue Cross includes:

1. Percentage of replacement is 70% basic for the first 12 months, 80% basic and 50% major at 13-24 months, and 80% basic and 50% major for 25 months +
2. Annual maximum of $500 per person for the first 12 months, $750 per person at 13-24 months, and $ 1000 per person for 25 months +.

Plan Overview :

• Endodontic
• this is restricted every five years when the same teeth are involved, for major restorative services, crowns, inlays, onlays, veneers, post and restoration of fixed bridges
• Every five years, complete or partial dentures are restricted to a denture for upper teeth or a denture for lower teeth.
• Maximum lifetime is $ 1000 per dependent child. Orthodontic coverage (only for dependent children, the benefit begins in year 3).

Estimated costs :

1. Per month, $ 65 for single, $ 129 for a couple, $ 199 for a family.
2. annual, $ 741 for single, $ 1469 for a couple, and $ 2,269 for a family.

Contact Blue Cross dental insurance right now, or get a free quote online for information on health insurance plans including dental hygiene.

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